Impulse Spending Calculator

Discover how much you really spend on impulse buys. See your monthly, annual, and 5-year totals.

Estimate how many times per month you make impulse purchases (both online and in-store).
What's the typical amount you spend when you impulse buy? (e.g., $15 coffee, $80 clothes, $50 gadgets)

Your estimated annual impulse spending is:

$1,200

Monthly Spending

$100

Annual Spending

$1,200

5-Year Spending

$6,000

Your Spending Breakdown

Times per month you impulse buy 4
Average amount per purchase $25
Monthly total (frequency × amount) $100
Annual total (monthly × 12) $1,200
5-year total (annual × 5) $6,000

Savings Potential

If you reduce impulse buying by just 50% using proven strategies:

$600/year

Over 5 years, that's $3,000 you could keep instead of spending.

That's like a free vacation, new laptop, or emergency fund.

Track it with Binx It: Every dollar you don't spend is a win you can log and see grow. Download the app and start collecting.

Get Binx It

Ready to Change This? Use Binx It to Track Your Wins

Now that you know your number, the next step is simple: Stop making those impulse purchases and log them in Binx It instead.

1

Download Binx It

Get Binx It on App Store →

The app that turns resisting purchases into collecting wins. Every item you don't buy = a trophy logged.

2

Log Your First Win

Next time you're tempted to impulse buy, resist it and log the amount in Binx It. Watch your "wealth saved" grow in real time.

3

Understand Your Triggers

Read 7 Impulse Buying Triggers You Need to Recognize to understand what makes you want to buy.

4

Learn Strategies

Check out 7 Science-Backed Strategies + use the 8-question checklist before every purchase.

Frequently Asked Questions

How accurate is this calculator?

This calculator is based on your estimates. It's designed to give you a realistic picture of your spending habits. The accuracy depends on how honestly you estimate your frequency and average purchase amount. If you're unsure, think back to last month and track actual purchases.

Should I include small purchases like coffee?

Yes, if they're impulse buys (unplanned). Small purchases add up quickly. A daily $5 coffee = $150/month = $1,800/year. That matters. But if you intentionally budget for daily coffee, it's not impulse buying—it's a planned expense.

Is 50% reduction realistic?

Research shows people using proven strategies achieve 30-61% reduction in impulse buying. A 50% reduction is conservative and realistic for someone who actively applies strategies like the 30-day rule, using checklists, and addressing their specific triggers.

What if I have compulsive buying disorder?

If impulse buying causes you financial distress, shame, or loss of control, it might be compulsive buying disorder (not just regular impulse buying). Read our article on compulsive buying disorder and consider professional help (therapy, support groups).

Can I share my results?

Absolutely! Many people find it helpful to share their spending totals with a friend or accountability partner. It creates healthy social pressure and makes the problem real.